UNSECURED FUNDS FOR STARTUPS & SMALL BUSINESSES · REFERRAL PARTNER PROGRAM
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Our Mission Is To Make It Easier For Small Business Owners To Access The Funding They Need To Continue Thriving.
One of the biggest challenges faced by small business owners and entrepreneurs across the US in securing funding to start, grow, and scale their dreams, is meeting the stringent qualification requirements set by potential lenders. Our primary focus is to offer guidance and direction to ensure that they maximize their funds with the best available rates and terms—guaranteed.
 
ONE PAGE Application · QUICK Funding · FLEXIBLE Terms · UNSECURED Term Loans UNSECURED Lines Of Credit · NO COLLATERAL Needed · LOW Monthly Payments

Review our programs below, then reach out to us with your questions or apply securely online to see how much you can get! 
Kelly Smith
Founder, KRS Enterprises
 
Interested In Making 6 Figures Part-Time? Discover Our REFERRAL PARTNER Program Below.
Schedule A One-On-One Call
When Banks Say "No", We Say "YES"!
With over 70 years' experience and millions in successful transactions orchestrated per year, we simply know how to put business financing deals together for small to mid-sized businesses and investors throughout the United States. Let our network of 100+ lenders and 35+ business and commercial real estate loan programs get your opportunity funded.
What Makes Us Different?
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We recognize that your business is unique, so we take the time to understand your specific needs.
Here's how we deliver a fully customized experience from start to finish...
 
  • Innovative Technology
As technology evolves, so do we. We utilize the latest tools to ensure our clients receive the best funding options available.
  • Industry Experience
Our funding advisors and underwriters bring extensive experience to help clients secure the funding they need to succeed.
  • Fast & Easy Application
Our streamlined and secure application process needs minimal documentation and can be completed in just a few minutes.
  • No Obligation
Our application process is entirely free, making it easy for you to begin your business funding journey.
  • High Approval Rate
We boast one of the highest approval rates in the industry and are dedicated to helping business owners secure the funds they need, including next-day funding options.
Our Funding Programs
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How To Get $50k - $1 Million In 72 Hours!
Enjoy 0% Interest For The First 6-18 Months!
· STEP 1 | APPLY
Submit your credit report with no obligation and no hard credit pull.
 
· STEP 2 | CONSULT
Discuss your funding options.
 
· STEP 3 | FUNDING
Our team will walk you through the funding process step-by-step.
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Revenue-Based Financing Up To $5,000,000 In Under 24 Hours!

Fast, Easy, and Reliable Funding Solutions For Your Business
Quick Application Process | Receive Your Offer | Access Your Funds
Business Line Of Credit
$50,000 - $250,000

Take only what you need and only pay for what you use. It's an ideal solution for short-term business funding needs and managing cash flow.
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Short Term Business Loans
$10,000 - $1,000,000

Secure funding for your next project or business expenses with short-term loan solutions
designed for your growing business.
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Equipment Financing
$10,000 - $5,000,000

Traditional financing options with 2 to 5-year terms and fixed monthly payments. Specialty programs available for medical and construction equipment loans.
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Minimum Requirements

600+ Minimum Credit Score

Our funding programs are determined by your
business performance, not solely by your credit score.

Minimum 6 Months In Business

Established businesses with a
proven track record are eligible for funding.
Annual Revenue Greater Than $200K
Businesses with consistent monthly revenue
are more likely to qualify for funding.
Real Estate Investors! Are You Looking For A Loan?
Whether you’re looking to buy and hold, fix and flip, or build to rent, we will guide and direct you to the capital that meets your investment needs.
Our rental loans provide liquidity and long-term peace of mind to owners of stabilized rental properties while our bridge loans and pre-approved credit lines provide funds to investors with short and long investment horizons.
See how our team provides financing solutions to residential real estate investors seeking affordable and efficient capital to grow their businesses.
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What We Do For You:
  • Raise Capital For Your Business
  • Educate You How To Best Use Your New Funding
  • Help You Grow Your Capital Over Time
  • Support You As You Succeed
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FAQ's...

· Do You Work With New Entrepreneurs?
Absolutely. We work with many new founded businesses. As a new startup founder, it’s important to get yourself around the right strategic partners who can give you the right advice, expertise, and outcomes. We’re that partner for you. You’ll learn about the best funding options available to you as a new business owner. These options coupled with the alignment of our experience and your goals you’ll be able to grow faster and more responsibly.

· Does It Take A Long Time To Qualify?
No. In fact, our process is quick and seamless.
From start to finish, our process takes only 7-10 days from the time you start to the time you get your new funding.

· What Are The Interest Rates?
The interest rates are traditionally priced and are actually some of the lowest in the industry for unsecured financing options.
The range of rates on the Term Loans are between 5.49% – 14.99%.
The range of rates on the Business Credit Lines are between 5.99% – 14.99% but come at an introductory rate of 0% for the first 6-18 months. Interest rates are based on the strength of your personal credit score and payment history.

· Are You Different Than My Local Bank?
Yes….very different. Our programs have been designed to specifically help you get funding for your business.
But most importantly, you’ll receive education on how to best understand, use and manage your new funding.
Once you’re equipped with the knowledge and tools you need, you’ll be ready to start deploying your new capital into your business. Over time and with the right use of your new tools, you’ll be able to grow into a position where you won’t have to rely on outside lenders to get funding again because you have your own working capital sources to use. No other business funding company or bank will do this with you.

· Will You Help Me After I Get Funding?
Yes…and you’ll receive unlimited ongoing support from our team.
Not only will you get funding for your immediate business needs but you’ll learn how to best manage your new funding while you work with us to grow those funding sources over time with our ongoing support features. Our goal is to help you get the most of our programs and avoid the mistakes that come with attempting to do it on your own.

· What Businesses Are A Good Fit?
We serve many industries. The medical and dental industries have great results with our programs.
Real estate investors, new business owners, and online e-commerce businesses benefit greatly from our funding options.

· Will This Help Build My Business Credit?
Yes! A fundamental key of our program is establishing your business credit profile and building your business credit track record. This happens automatically with our business credit program as the accounts will start reporting on your business credit.

· What If I Don't Have Good Credit, Can I Use A Cosigner?
If you just don’t match up with our requirements, it’s okay. We allow you to use a cosigner in your business.

· What Type Of Funding Do You Offer?
We offer unsecured term loans and unsecured business credit lines (traditional LOC & business credit cards).
These funds are a great source of working capital for you as you start, grow, and scale your business to new heights.
Not only will we raise the capital for your business, but you’ll receive education on how to best manage your new funding accounts to get the most out of our program.

· How Long Does The Funding Process Take?
Our process takes 7-10 days from application to approval to deposit.
Keep in mind our process is fully done for you so you can sit back while we do all the heavy lifting for you.

· Can I Come Back For More Funding?
Yes, as many times as you like! On average, our clients will return to us on 3-4 separate occasions to apply for more funding.

· Are These High Interest Rate Loans?
Not at all. High rate short-term loans have become very popular over the past few years. We do not offer what we would not use for our own business. You’ll never have to worry about those types of expensive financing options with us.

· Is It Hard To Get Started?
Quite the opposite. We make it very easy for you to get qualified and for you to complete our funding process.
Just start by filling out our online application and find out within minutes how much you can get.
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Over $1 Billion Funded!
Conveniently Use Your Funds For:
  • Expansion
  • Advertising
  • Staff & Payroll
  • Inventory
  • Real Estate Flips
  • Real Estate Renovations
  • Vehicles
  • Emergencies
  • Marketing
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We Make It Easy To Get Capital!
Here's Why:
  • One Page Application
  • Quick Funding
  • No Collateral Needed
  • Flexible Terms
  • Three Programs*
  • *Unsecured Term Loans
  • *Business Credit Card Program
  • *Personal Credit Card Program
  • Low Monthly Payments
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Credit Profile Of Our 'Ideal' Client!
Simple Qualifications:
  • 700+ Personal Credit Scores (All 3 Bureaus)
  • 6-8 Years Minimum Credit History
  • At Least 1 $10,000 Credit Limit
  • 30% Maximum Credit Utilization
  • 3 Inquiries Max In Last 12 Months
  • 2 New Accounts Max In The Past 12 Months
  • No BKs, Derogatories Or Late Payments
  • $50,000 Or More In Personal Income
  • 30% Or Less Debt-To-Income Ratio
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